EasyStreet - Street Smart Variable
Variable | Owner Occupied | Principal & Interest | LVR up to 95% (with LMI) | Borrowing more than $50,000
The EasyStreet Street Smart Variable offers an advertised interest rate of 6.04% p.a. and a comparison interest rate of 6.09% p.a.. The EasyStreet Street Smart Variable is suitable for Owner Occupiers with Variable terms.
More EasyStreet Street Smart Variable details can be found below or visit EasyStreet to learn more or apply.
A Variable rate loan for Owner Occupiers repaying the Principal & Interest with an advertised interest rate of 6.04% p.a. and a comparison interest rate of 6.09% p.a.
Advertised Rate
6.04% p.a. Variable
Comparison Rate
6.09% p.a. Variable
Application Fee
$500 one off
Loan To Value
95%
Interest
Rate Type
Variable
Advertised Rate
6.04% p.a.
Variable
Comparison Rate
6.09% p.a.
Variable
Calculation Frequency
Daily
Application Frequency
Monthly
Terms
Suitability
Owner Occupiers
Borrowing
$50,000
Term
1 to 30
years
Loan To Value
95%
Repayment
Type
Principal & Interest
Frequency
Weekly, Monthly, Fortnightly
Extra Repayments
Yes
Fees
Application Fee
$500
one off
Ongoing Fee
$0
per month
Discharge Fee
$696
per event
Late Payment Fee
$25
per event
Features
Redraw
Yes
Loan Offset
Yes
Loan Top Up
Yes
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- are seeking a loan to:
- purchase or renovate a home
- refinance an existing home loan
- top up an existing loan for any worthwhile purpose
- are aged 18 years or more and meet the credit assessment criteria for the product
- are willing and able to offer a first registered mortgage over real property (or other acceptable security) as security for the loan
- need the flexibility to make additional repayments
- need the facility to redraw advance repayments
- need the ability to drawdown during construction
- may benefit from a 100% offset account without card access to save on interest
- need to make regular repayments of interest and principal over the term of the loan.
Visit EasyStreet to view Target Market Determination Effective From: 2023-12-11.
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