Savrr Editorial Team

Are there personal loans available for low-income earners?

If you’re a low income earner, there are still ways you may be able to access credit if you need it. Learn more with Compare Money.

Top tips for buying your first car

How to make a great choice on one of the most exciting purchases of your life.

What is a no annual fee credit card, and is it a good idea?

No annual fees – what’s not to like? We break down facts about these tempting cards, including red flags to watch out for.

Can a personal loan be used for a business?

Building a business may require an injection of funds, especially in its early days. Let’s take a look at how and when you might be eligible to use a personal loan for this purpose.

Considering if a personal loan is right for you?

If you’re comparing personal loans, here’s what you need to know.

Choosing between a personal loan or credit card?

Credit cards might offer the flexibility of a line of credit that is always open to you, but is that necessarily the best option for your spending behaviour?

Fixed rate home loan vs variable rate home loan

Variable rates can change with the market, and a fixed interest rate can provide repayment certainty. But did you know you could have a mix of both fixed and variable interest rates on your home loan?

How do you borrow against home equity for a home loan?

If you’re already a homeowner, there could be another way you can access funds you might not have considered.

Do you qualify for a lenders mortgage insurance waiver for professionals?

Did you know your job could save you thousands on your home loan via an LMI waiver? But who’s eligible?

Ultimate guide to negative gearing in Australia

Negative gearing can help form part of an investment strategy. This handy guide explains what negative gearing is, and when it may be helpful.

Why do interest rates rise with inflation?

You probably know that when inflation increases, interest rates often rise soon after. But how does it work and what does that mean for you? Let’s take a look.

Why are bank interest rates different to the RBA cash rate?

When the Reserve Bank sets the official cash rate, some banks pass on the full rate change, while others don’t. Why not? We explain.

What is home loan pre-approval?

It’s not compulsory, but getting pre-approval on a home loan could potentially speed up the home buying process.

First home buyer mortgage guide: 7 top FAQs answered

If you’ve saved up your deposit and are ready to start house hunting for your first home, it’s time to get across home loans and what government support might be available.

Guide to buying a home off the plan in Australia

Buying something before you’ve seen it in person can be a risky move, but there are steps you can take to help protect yourself.

Credit card fraud and scams: how to protect yourself

Scammers are becoming far more sophisticated, using misleading and fraudulent methods to obtain your private financial information and access your money.

How to find a great travel credit card

Travel-friendly credit cards my offer perks or could save you on foreign currency fees or overseas purchase fees.

Your guide to supermarket rewards cards

If you’re considering a supermarket rewards card, it may be worth checking just how much rewards value you might get from your weekly shop.

Essential store credit cards guide

If you’re thinking about applying for a store credit card, find out how they work and some of the alternative options that exist in Australia.

Do credit card interest rates go up with inflation?

Interest rate rises don’t just affect home loans. Find out what they could mean for your credit card.

Common credit card mistakes and how to avoid them

Credit cards can be helpful to cover a shortfall in cash, but when misused, you risk damaging your credit score and paying extra money.

Your guide to credit cards with lounge access

If you’re a frequent traveller, a credit card with lounge access and other travel perks might be on your radar.

How to find a great frequent flyer credit card

Avid travellers looking for a credit card might like to know there are ones that can give you perks such as lounge access.

What is the purchase rate on credit cards?

What exactly are credit card purchase rates? How do they work and how do they affect the amount of interest you may need to pay?

A complete guide to credit card features

Whether you're thinking of getting a credit card, or already have one, it is important to understand how they work.

Credit card debt 101: the ultimate guide to avoiding unhealthy debt

Credit card debt can pile up, but there are steps you can take to avoid it spiralling out of control and help you manage your money.

How to make credit card balance transfers work for you

Balance transfers can be an effective tool to help reduce or eliminate credit card debt. But if you don’t use them wisely, they could cost you more.

How do credit card balance transfers work?

Looking for savings as you manage various credit card debts? Consolidating them with a balance transfer may be an option.

Your guide to buying a used car

Whether you’re buying a car from a stranger, a friend or family member, this guide may help you navigate the process.

Ultimate new car buying guide

There’s a lot to consider if you’re in the market for a new car, including a variety of laws depending on your state or territory.

Ultimate guide to car leasing

If you’re considering leasing your next car as an alternative to buying or taking out a car loan, our comprehensive guide could help.

Top tips for how to save during high inflation

Gain control of your finances and save money where you can; it’s easier than you might think to find everyday ways to save.

Tips to avoid ‘toxic’ debt: How to escape for good

Are you at risk of not being able to make payments on your loan? You could be in toxic debt – check out our tips on how to escape, and avoid toxic debt in the future.

Why eligibility criteria matters for personal loan applications

Every loan application you make will be listed on your credit report. So, it’s important to understand the eligibility criteria before you apply.

What is a debt consolidation loan and how do they work?

There can be a range of options if you have multiple debts. One of those is a debt consolidation loan.

Want to upgrade? How home renovation loans work

If your home is ready for a bit of a refresh with a mini or major renovation, an option you might consider is taking out a personal loan.

How to use a personal holiday loan for your next trip

A travel or holiday loan offers you the option to borrow funds to help pay for flights, accommodation and general travel. Is it a good option for you?

Are personal loans for weddings available in Australia?

Costs can really add up when you’re planning your wedding. Here’s some things to consider if you’re thinking about taking out a loan for your big day.

Applying for an online personal loan: What to consider

Online personal loan applications might be pretty straightforward, but there are a few things you should know.

Calculating your home loan repayments

The rule of 30 per cent is one way you can help figure out how much you should be paying for your home loan.

Better understand your home loan features

A mortgage offset account might be one feature you consider important to have available on your home loan when you start comparing options.

What is a mortgage broker and what do they do?

A mortgage broker can help you understand your borrowing power or what type of home loan might suit you, which can be particularly helpful if you’re a first time buyer.

How much can you save by refinancing your home loan?

Is refinancing the ‘most underused side hustle in Australia’? Find out how it could help you.

What is a guarantor home loan?

Getting your parents to go guarantor on your home loan might get you into the property market sooner, but be wary of the strain it might cause on the relationship.

A guide to how a conveyancing service can help

Preparing some room in your home buying budget for the services of a professional conveyancer might be worth considering.

How a property building report could save you thousands

Don’t be caught out by a sneaky water leak or termite damage when buying your dream house — that’s where a property report could prove essential.

What is an offset account and how do I use it?

A home loan offset account might allow you to have your salary paid directly into one of your home loan accounts, which may help to reduce the total interest you pay.

Lenders Mortgage Insurance (LMI) explained

Lenders mortgage insurance is a cost which you may need to factor into your house buying budget, depending on your circumstances.

Managing late credit card repayments

If you find yourself regularly late with your credit card repayments, there are some actions you can take that may help.

Google Wallet: the new and improved Google Pay in Australia

Want to use Google Wallet (the new Google Pay) in Australia? Our handy guide shows you how.

What are Mobile Payments & Wearable Payment Devices in Australia

If you’re constantly on the go, paying with your phone or smartwatch might make for a more convenient transaction.

Guide to credit card rewards programs

We’ll guide you through important info about rewards programs which could help you choose a rewards option with the benefits you’re looking for.

Credit card fees 101: What you need to know to help choose a suitable credit card

From surcharges to fees for adding an extra cardholder, these are some of the most common credit card fees to be aware of.

How to apply for a credit card in Australia: your ultimate guide to applying for credit successfully

Getting across key details like interest rates, fees and charges is just one step to take before applying for a credit card that suits your needs.

What are credit card limits and should you change it?

Choosing a suitable credit card can be a difficult decision, but one key thing to consider could help you avoid credit card bills getting out of hand.

What are some of the pros and cons of credit cards?

Read more about some of the advantages and disadvantages of this form of credit before deciding if it’s a good option for you.

What to know about credit scores and credit history in Australia

Knowing what your credit score is and how to access a report of your credit history can be useful if you’re thinking of applying for a loan.

Deciding on the amount to borrow for a car loan?

From how much you can repay to your credit history, there are a number of key factors you should consider before taking out a car loan.

What happens when you miss a car loan payment?

Learn how missing a car payment may impact your credit history, affect your interest rate or earn you a late payment fee.

Secured car loan vs unsecured car loan

Are you ready to buy a car but confused by what type of loan to apply for? We break down some of the key differences between a secured and unsecured loan.

Balloon payment car loan guide

A large lump sum payment at the end of your car loan might not be suited to everyone’s budgets, so it’s best to carefully consider the terms and conditions when buying your next car.

Car loan vs dealer finance

You’ve decided you need to borrow some money to buy a new set of wheels, but how? A car loan or dealer finance are two roads you could take.

A guide to travelling with Credit Cards for Australian Travelers

This guide provides essential tips and information for Australian travelers on using credit cards abroad, foreign transaction fees, and travel insurance options.

Green Personal Loans

Discover more about green personal loans such as what you can do with this type of loan and whether it is the right financial product for you.

Personal Loan vs. Other Financing Options

This guide provides a comparison of personal loans with other financing alternatives, highlighting their advantages and disadvantages for dental and cosmetic surgery procedures.

How to improve your chances of getting a Car Loan

When looking for a car loan it is essential to try and do as much as you can to improve your chances of being approved by a lender.

A guide to understanding Loan Amortization

This guide aims to demystify loan amortization, providing a clear understanding of how payments are allocated between principal and interest.

Loan Eligibility: Factors Determining Your Home Loan Eligibility

This guide provides an overview of the factors determining your home loan eligibility in the Australian market.

Choosing the Right Lender: Selecting a Reputable Mortgage Provider

Finding the right lender can be tricky. Read this guide for information on navigating the process of choosing the right lender for your home loan needs in the Australian market

Credit Card Rewards vs. Cashback

This guide aims to help Australian cardholders make an informed decision by comparing the benefits of earning rewards points versus cashback on credit card purchases.

Managing Credit Card Debt in Australia

Managing credit card debt is essential for financial stability and your overall wellbeing. Read this guide to learn tips and strategies about managing credit card debt

Learn how to Manage Your Credit Score

This guide aims to help you maintain and improve your credit score, ensuring a stronger financial foundation and increasing your chances of loan approval with better terms.

Retirement Planning: Ensure a Comfortable Retirement

This guide provides objective insights tailored to the Australian context, empowering you to navigate the retirement planning journey effectively.

Saving and Investing: A Guide to Financial Growth

This guide helps you to develop a robust savings plan, navigate different investment options, and leverage the power of compounding to maximize your financial growth.

Financial Wellbeing and Mental Health

Read this guide to explore the inextricable link between financial wellbeing and mental health, as well as discovering strategies to cultivate a healthy financial mindset

How to Refinance Your Car Loan in Australia

Learn more about how to refinance your car loan. Discover the benefits, process, eligibility criteria, and tips for a successful car loan refinance.

Understanding the Interest Rates on Car Loans

In this guide, we will delve into the world of car loan interest rates, providing you with the knowledge and insights necessary to make informed decisions.

Saving on Housing Costs: Tips for Reducing Expenses and Maximizing Savings

This guide will provide practical strategies to help you save on housing costs. From rent and mortgage payments to utilities and maintenance, we'll explore various tips and techniques to help you minimize expenses and achieve your financial goals.

Travel on a Budget: Money-Saving Tips for Affordable Vacations

Travelling is a memorable and exciting experience, but it doesn't have to break the bank. With careful planning and smart decision-making, you can enjoy memorable vacations without stretching your budget to its limits.

Making a Budget: How to Manage Your Finances Practically

Learn more about making a budget with this guide. It will take you through why budgeting is important and the best ways to create an effective budget!

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