Australian Unity - Car Loan
Secured | Fixed | New or used car up to 5 years old
The Car Loan from Australian Unity is a Fixed rate, Secured loan with an advertised interest rate of 7.99% p.a.. The Car Loan will also have a comparison rate from 9.34% p.a. and a borrowing range starting from $5,000. This loan has establishment fees starting from $199 and loan terms between 1 and 7 years.
More Australian Unity Car Loan information can be found below or visit Australian Unity to learn more or apply.
An advertised rate of 7.99% p.a. and comparison rate of 9.34% p.a.. The loan type will be Secured.
Advertised Rate
7.99% p.a. Fixed
Comparison Rate
9.34% p.a.
Loan Term
1 to 7 years
Borrowing Range
$5,000
Interest
Rate Type
Fixed
Advertised Rate
7.99% p.a.
Fixed
Comparison Rate
9.34% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Secured
Secured By
Car
Loan Terms
Loan Term
1 to 7
years
Borrowing Range
$5,000
Repayment
Monthly, Weekly, Fortnightly
Features
Extra Repayments Allowed
Yes
Redraw Available
Yes
Fees
Establishment Fee
$199
one off
Loan Service Fee
$0
per month
Who is the product designed for?
The likely objectives, financial situation and needs of consumers in the target market include persons who :
- Are looking for a secured or unsecured principal and interest fixed rate (only for car loans) or variable rate personal loan for a term within the maximum term available.
- Need a loan for personal purposes including, but not limited to buying a car, motorcycle, caravan, completing home improvements, taking a holiday or debt consolidation.
- Want the ability to pay extra money (payments) off their loan in addition to the minimum personal loan repayments.
- Want the ability to withdraw extra money (payments) to pay for changing circumstances (minimum redraw amount applies) or take a repayment holiday when ahead of their loan repayment schedule (the ability to withdraw extra money only applies to variable rate personal loans).
- Have an acceptable security when required, depending on the personal loan purpose.
- Have full comprehensive insurance in place for car, motorcycle, and caravan personal loans.
- Have sufficient income to support principal and interest personal loan repayments, having regard to other financial commitments.
- Satisfy personal loan application requirements.
Visit Australian Unity to view Target Market Determination Effective From: 2024-10-17.
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