Handy Finance - Car Loan
Secured | Fixed | New or used car
The Handy Finance Car Loan offers an advertised interest rate from 6.57% p.a. and a comparison interest rate from 7.19% p.a.. The Handy Finance Car Loan is a Fixed rate, Secured loan with a borrowing range of between $2,000 and $75,000 and a loan repayment term of between 1 and 7 years.
More Handy Finance Car Loan details can be found below or visit Handy Finance to learn more or apply.
A Secured loan with an advertised rate of 6.57% p.a. and comparison rate of 7.19% p.a.
Advertised Rate
From 6.57% p.a. to 18.99% p.a. Fixed
Comparison Rate
From 7.19% p.a. to 21.78% p.a.
Loan Term
1 to 7 years
Borrowing Range
$2,000 to $75,000
Interest
Rate Type
Fixed
Advertised Rate
From 6.57% p.a. to 18.99% p.a.
Fixed
Comparison Rate
From 7.19% p.a. to 21.78% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Secured
Loan Terms
Loan Term
1 to 7
years
Borrowing Range
$2,000 to $75,000
Repayment
Monthly, Weekly, Fortnightly
Features
Extra Repayments Allowed
Yes
Fees
Establishment Fee
$250
one off
Loan Service Fee
$0
per month
Early Repayment Fee
$0
per event
Late Payment Fee
$35
per event
Dishonour Fee
$25
per event
Who is the product designed for?
These customers are likely to have the following objectives, needs and financial situation for this product.
Objectives, Needs and Financial Situation
- This product is designed to fulfil the needs, objectives and financial situation of customers borrowing for personal purposes to purchase any form of motor vehicle that is deemed acceptable to us. This may include, but is not limited to, a car, boat, jet ski, caravan, motorcycle, truck, trailer or horse float.
- Customers have a fixed rate to provide certainty about the amount of each repayment. These customers are prepared and able to pay an interest rate which may be higher than prevailing variable rates in order to obtain this certainty.
- The product also caters for customers who may, at a future time, have access to additional funds to repay the loan early and save on interest, without incurring fees for early repayment.
Visit Handy Finance to view Target Market Determination Effective From: 2023-11-21.
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