UniBank - Car Loan
Unsecured | Variable | New or used car
The UniBank Car Loan has an advertised interest rate from 9.99% p.a. with a loan type of Unsecured. The Car Loan will have a borrowing range between $5,000 and $80,000 with a loan repayment term of between 6 and 72 months. It will also be a Variable rate loan with a comparison rate from 10.21% p.a. This product has a loan service charge of $0 per month.
More details about the UniBank Car Loan can be found below or visit UniBank to learn more or apply.
A comparison rate of 10.21% p.a. and an advertised rate of 9.99% p.a. The loan type will be Unsecured.
Advertised Rate
9.99% p.a. Variable
Comparison Rate
10.21% p.a.
Loan Term
6 to 72 months
Borrowing Range
$5,000 to $80,000
Interest
Rate Type
Variable
Advertised Rate
9.99% p.a.
Variable
Comparison Rate
10.21% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Unsecured
Loan Terms
Loan Term
6 to 72
months
Borrowing Range
$5,000 to $80,000
Repayment
Monthly, Weekly, Fortnightly
Features
Extra Repayments Allowed
Yes
Redraw Available
Yes
Fees
Establishment Fee
$150
one off
Loan Service Fee
$0
per month
Early Repayment Fee
$0
per event
Who is the product designed for?
The objectives, needs, financial situation and eligibility criteria of customers in the target market are:
Objectives
- the ability to make additional repayments
- the ability to redraw
- the ability to make flexible weekly, fortnightly or monthly repayments
- the ability to access internet banking, phone banking, mobile app banking and banking in branch.
Needs
- finance a motor vehicle purchase, including a registered motor vehicle, caravan, camper trailer or boat
- refinance an existing personal motor vehicle loan
- finance motor vehicle accessories, including a car navigation system, alarm and car insurance.
Financial situation
- meet TMBL’s credit assessment requirements
- have access to regular income to meet repayments or a defined exit strategy
- have a balanced risk tolerance.
Eligibility criteria
- 18 years and over
- are eligible for TMBL membership and who meet TMBL’s credit assessment requirements.
Visit UniBank to view Target Market Determination Effective From: 2023-10-02.
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