Suncorp - Clear Options Standard Credit Card
The Suncorp Clear Options Standard Credit Card has a maximum credit limit of $20,000. The purchase interest rate on this card is 13.49% p.a. and there is also a cash advance rate of 21.99% p.a. Up to 4 additional cardholders may be added for $0. There is a $55 charge annually.
An annual fee of $55 and purchase rate of 13.49% p.a.
Annual Fee
$55 per year
Cash Advance Rate
21.99% p.a.
Balance Transfer
0% for 20 months reverts to 21.99% p.a.
1% BT fee applies.
1% BT fee applies.
Purchase Rate
13.49% p.a.
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 0
days
Minimum Credit Limit
$2,000
Maximum Credit Limit
$20,000
Fees
Annual Fee
$55
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
3.50% or $3.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders
Rates
Purchase Rate
13.49% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
0% for 20 months
reverts to 21.99% p.a.
1% BT fee applies.
1% BT fee applies.
Balance Transfer Limit
80%
per limit of credit limit
Balance Transfer Fee
1%
per transaction
Overseas Spending
Foreign Currency Conversion Fee
3.40%
per transaction
Overseas Cash Advance Fee
1.50%
per transaction
Eligibility
Minimum Age
18
years old
Minimum Income
$25,000
per year
Temporary Residents
No
Joint Application
No
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The target market for the Product is individuals who:
- Are seeking a line of credit facility for everyday spending and that has a low interest rate.
- Are an existing Suncorp Bank customer or are seeking to be a Suncorp Bank customer.
- Meet eligibility criteria and serviceability requirements for the Product.
- Are likely to carry a balance and look to take advantage of reduced interest rates and/or instalment repayments on a Fixed Payment option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies).
Visit Suncorp to view Target Market Determination Effective From: 2024-12-02.
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