American Express - The Qantas American Express Discovery Card
The Qantas American Express Discovery Card has a purchase interest rate of 23.99% p.a. and up to 44 days interest-free. This card will earn Qantas points. These points will be earned at a rate of 1.75 points per dollar spent on Qantas services and 0.75 points per dollar spent on anything else, however, purchases with government bodies will earn 0.5 points per dollar spent. Points earning is unlimited. The annual fee will be $0 and up to 4 additional cardholders can be added for $0.
A $0 annual fee and 0.75 Qantas Points for every $1 spent.
Annual Fee
$0 per year
Purchase Rate
23.99% p.a.
Interest Free Period
up to 44 days
Rewards Rate One
1.75 point(s) per AUD$1 On spend on eligible Qantas products and services
Details
Card Type
American Express
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 44
days
Minimum Credit Limit
$2,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$30
per statement
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders
Rates
Purchase Rate
23.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Rewards
Program
Qantas Frequent Flyer
Types
Classic Flights
Reward Rates
Rewards Rate One
1.75 point(s) per AUD$1
On spend on eligible Qantas products and services
Rewards Rate Two
0.75 point(s) per AUD$1
On spend on eligible purchases
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The Target Market for this Credit Card are consumers who:
- want to make purchases on credit with the ability to earn Qantas Points.
- earn a sufficient income to enable them to pay their outgoings and living expenses, in
addition to their Card repayments each month without experiencing financial hardship. - are willing and able to pay an interest rate of 23.99%.
Visit American Express to view Target Market Determination Effective From: 2024-03-01.
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