ANZ - First Credit Card
The ANZ First credit card has 55 day interest-free period on purchases and the purchase rate is 20.99% p.a.. The annual fee is $30 and it is possible to get up to 3 additional cardholders for free. The First credit card has complimentary Purchase Protection and Extended Warranty insurance.
Annual Fee of $0 for the first year, reverts to $30 going forward.
Annual Fee
$0 for the first year reverts to $30 per year thereafter
Balance Transfer
21.99% p.a.
Purchase Rate
20.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$0 for the first year
reverts to $30 per year thereafter
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
21.99% p.a.
Balance Transfer Limit
95%
of credit limit
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
Yes
Rewards
Cashback
$125
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
ANZ Low Fee cards have been designed for individual customers who:
- Require a credit card facility (being a line of credit) to make purchases or perform other transactions
- Are unlikely to carry a substantial balance frequently from month to month
- Want or value a low fee card with access to other applicable benefits
- Want a credit card facility with a credit limit of at least $1,000 or $6,000 having regard to card features and benefits
- Can satisfactorily demonstrate that they are able to afford to repay the credit card facility
Visit ANZ to view Target Market Determination Effective From: 2023-12-04.
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