ANZ - First Credit Card
The ANZ First credit card has 55 day interest-free period on purchases and the purchase rate is 20.99% p.a.. The annual fee is $30 and it is possible to get up to 3 additional cardholders for free. The First credit card has complimentary Purchase Protection and Extended Warranty insurance.
Annual Fee of $0 for the first year, reverts to $30 going forward.
Annual Fee
$0 for the first year reverts to $30 per year thereafter
Balance Transfer
21.99% p.a.
Purchase Rate
20.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$0 for the first year
reverts to $30 per year thereafter
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
21.99% p.a.
Balance Transfer Limit
95%
of credit limit
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
Yes
Rewards
Cashback
$125
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
ANZ Low Fee cards have been designed for individual customers who:
- Require a credit card facility (being a line of credit) to make purchases or perform other transactions
- Are unlikely to carry a substantial balance frequently from month to month
- Want or value a low fee card with access to other applicable benefits
- Want a credit card facility with a credit limit of at least $1,000 or $6,000 having regard to card features and benefits
- Can satisfactorily demonstrate that they are able to afford to repay the credit card facility
Visit ANZ to view Target Market Determination Effective From: 2023-12-04.
Australia - © 2023 Fair Comparison Pty Ltd
Savrr.com is a trading name of Fair Comparison Pty Ltd. The 'compare' pages of this website are provided by Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to compare a range of credit card, home loan, personal loan, and car loan products. Fair Comparison Pty Ltd may receive a fee if users click through, apply and/or successfully acquire a loan or credit card product from or through a product provider.
Fair Comparison provides information relating to credit products offered by banks and other credit providers. We are not providers of loan, credit, or any other financial products. While we aim to provide information about a variety of products, we do not provide information about all products or product features available to consumers - there may be alternative options available elsewhere. We do not recommend or assist you to apply for specific products. Should you choose to apply for a product which is listed, you will deal directly with the provider of the product or its broker/representative. We aim to provide useful and up to date information, but you should always carefully check product information with the product provider prior to applying for or taking out a credit product. If you are unsure, you should seek clarification from the product provider or independent financial advice.
Global - © 2023 Fair Comparison Ltd
Savrr.com is a trading name of Fair Comparison Ltd. The ‘compare’ pages of this website are provided by Fair Comparison Ltd to compare a range of online trading platforms and products. Fair Comparison Ltd may receive a fee if users click through, apply and/or successfully apply for an online trading account or product.
Fair Comparison provides information relating to online trading platforms. We are not providers of loan, credit, or any other financial products nor are we an investment broker. While we aim to provide information about a variety of platforms or products, we do not provide information about all platforms or products available to consumers - there may be alternative options available elsewhere. We do not recommend or assist you to apply for specific platforms or products. Should you choose to apply for a platform or product which is listed, you will deal directly with the platform or its broker/representative. We aim to provide useful and up-to-date information, but you should always carefully check information with the platform provider prior to opening an account or making a financial decision. If you are unsure, you should seek clarification from the platform or independent financial advice.