BankSA - No Annual Fee Credit Card
The No Annual Fee Credit Card from BankSA has a purchase interest rate of 20.99% p.a. The yearly fee on this card will be $0. This card also has up to 55 days interest-free on purchases. Up to 3 additional cardholders can be added for $0.
An annual charge of $0.
Annual Fee
$0 per year
Cash Advance Rate
21.99% p.a.
Purchase Rate
20.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Visa
Minimum Repayment
2% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$500
Maximum Credit Limit
$40,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$15
per statement
Cash Advance Fee
3%
per transaction
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
This product is designed for a class of consumers whose likely needs, objectives and financial situation (as set out below) are aligned with the product and the product’s key attributes.
This product is for those who:
- Need a credit card with no annual fee that provides access to a revolving credit facility to make payments and perform
other transactions.
Needs, objectives and financial situation
- Need a credit card with no annual fee that provides access to revolving credit to make payments and perform other transactions
- May want an interest free period on purchases
- May want to access Plan&Pay to split credit card repayments into manageable instalments
- May want to transfer a balance from one or multiple credit or store cards
- May want access to spending controls
- Are able to meet repayment obligations
Visit BankSA to view Target Market Determination Effective From: 2024-10-04.
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