Coles - No Annual Fee Mastercard
The Coles No Annual Fee Mastercard comes with an interest rate of 20.74% p.a. on purchases and up to 55 interest-free days on purchases. This credit card has an earn rate of 1 Flybuys point per 2 dollars spent on eligible purchases. There is a purchase rate of 20.74%.
An annual fee of $0 and a purchase interest rate of 20.74% p.a..
Annual Fee
$0 per year
Balance Transfer
20.74% p.a.
Purchase Rate
20.74% p.a.
Rewards Rate One
1 point(s) per AUD$2 On eligible purchases
Details
Card Type
Mastercard
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Maximum Credit Limit
$100,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
3% or $1.95
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders
Rates
Purchase Rate
20.74% p.a.
Cash Advance Rate
20.74% p.a.
Balance Transfer
Balance Transfer
20.74% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Overseas Cash Advance Fee
5%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
No
Rewards
Program
Flybuys
Types
Flybuys points
Bonus
10,000 bonus points
Reward Rates
Rewards Rate One
1 point(s) per AUD$2
On eligible purchases
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The target market for the Product is individuals who:
- are seeking a line of credit facility for everyday spending to earn Flybuys Points and make use of complimentary insurance that has no annual fee.
- are an existing Flybuys member or are seeking to be a Flybuys member.
- meet eligibility criteria and serviceability requirements for the Product.
- are unlikely to hold substantial balances for prolonged periods except to take advantage of reduced interest rates and instalment repayments on a Fixed Payment Option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies).
Visit Coles to view Target Market Determination Effective From: 2024-10-01.
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