Latitude Financial Services - 28° Global Platinum Mastercard
The Latitude Financial Services 28° Global Platinum Mastercard has a purchase interest rate of 27.99% p.a. and an annual fee of $96. It also has up to 55 days interest free on purchases. The minimum credit limit on this product is $1,000.
A yearly fee of $96.
Annual Fee
$96 per year
Minimum Repayment
2.50% or $30 per statement, whichever is greater
Cash Advance Rate
29.99% p.a.
Purchase Rate
27.99% p.a.
Details
Card Type
Mastercard
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$96
per year
Late Payment Fee
$45
per statement
Cash Advance Fee
3.50% or $4
per transaction, whichever is greater
Additional Card Holder Fee
$0
Rates
Purchase Rate
27.99% p.a.
Cash Advance Rate
29.99% p.a.
Balance Transfer
Balance Transfer Fee
3%
per transaction
Overseas Spending
Foreign Currency Conversion Fee
$0
per transaction
Eligibility
Minimum Age
18
years old
Rewards
Program
Latitude Rewards
Bonus
$200
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
Yes
Who is the product designed for?
This product has been designed for customers who are individuals and who:
Objectives and Needs
- Wants a general purpose credit card facility that gives them the ability to make everyday purchases on credit and perform other transactions.
- Does not want to pay international transaction or currency conversion fees on purchases when using a credit card.
- Wants access to a rewards program.
- Wants access to additional travel related benefits and discounts.
- Wants additional benefits from their credit card that provides access to complimentary insurance.
Financial Situation
- Require a credit card facility that has credit limit of at least $1,000.
- Can afford the credit card facility and its associated limit having regard to Latitude's internal credit risk assessment.
Visit Latitude Financial Services to view Target Market Determination Effective From: 2024-08-07.
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