Latitude Financial Services - David Jones Premiere Credit Card
This credit card from Latitude Financial Services has a $99 annual fee, and up to 55 days interest-free on purchases. It has a cash advance interest rate of 24.99% p.a.. There is a minimum credit limit of $1,000.
An annual fee of $99 and a purchase interest rate of 23.99% p.a..
Annual Fee
$99 per year
Cash Advance Rate
24.99% p.a.
Purchase Rate
23.99% p.a.
Rewards Rate One
2 point(s) per AUD$1 On spent at David jones
Details
Card Type
Mastercard
Minimum Repayment
3% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$99
per year
Late Payment Fee
$35
per statement
Cash Advance Fee
3% or $30
per transaction, whichever is greater
Additional Card Holder Fee
$24
Rates
Purchase Rate
23.99% p.a.
Cash Advance Rate
24.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Rewards
Program
David Jones Rewards
Types
Points
Bonus
$150
Reward Rates
Rewards Rate One
2 point(s) per AUD$1
On spent at David jones
Rewards Rate Two
1 point(s) per AUD$1
On spent everywhere else
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
Objectives
- Wants a general purpose credit card facility that gives them the ability to make purchases on credit at David Jones, as well as make everyday credit card purchases at other businesses and perform other transactions.
- Wants access to David Jones premium shopping benefits.
- Wants the ability to earn rewards points.
Needs and Financial Situation
- Need a credit limit of at least $1000.
- Has the financial situation to afford the credit card facility and its associated limit having regards to Latitude’s credit risk assessment.
Visit Latitude Financial Services to view Target Market Determination Effective From: 2024-04-15.
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