Latitude Financial Services - David Jones Prestige Credit Card
This credit card from Latitude Financial Services has a $295 annual fee, and up to 55 days interest-free on purchases. It has a cash advance interest rate of 24.99% p.a.. There is a minimum credit limit of $6,000.
An annual fee of $295 and a purchase interest rate of 23.99% p.a..
Annual Fee
$295 per year
Purchase Rate
23.99% p.a.
Interest Free Period
up to 55 days
Rewards Rate One
4 point(s) per AUD$1 On spent at David Jones
Details
Card Type
Mastercard
Minimum Repayment
3% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000
Fees
Annual Fee
$295
per year
Late Payment Fee
$35
per statement
Cash Advance Fee
3% or $30
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 1
additional holders
Rates
Purchase Rate
23.99% p.a.
Cash Advance Rate
24.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Rewards
Program
Rewards
Types
Gift cards
Cashback
$300
Reward Rates
Rewards Rate One
4 point(s) per AUD$1
On spent at David Jones
Rewards Rate Two
1 point(s) per AUD$1
On spent everywhere else
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
Objectives, Needs and Financial Situation
- wants a general purpose credit card facility that gives them the ability to make everyday credit card purchases and perform other transactions.
- Wants access to David Jones premium shopping benefits
- Wants additional benefits from their credit card that provides access to complimentary insurance
- Wants the ability to earn rewards points at a higher rate and is willing to pay a higher annual fee for the product key attribute.
- Needs a credit limit of at least $6000
- Has the financial situation to afford the credit card facility and its associated limit having regards to Latitude’s credit risk assessment
Visit Latitude Financial Services to view Target Market Determination Effective From: 2024-04-15.
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