Latitude Financial Services - GO Mastercard
The Latitude GO Mastercard has a cash advance interest rate of 29.99% p.a. (with a 3.50% or $4 fee, whichever is greater). It has a purchase interest rate of 27.99% p.a. and an annual fee of $131.40. It also has up to 55 days interest free on purchases. The minimum credit limit on this product is $1,000.
6 months interest free on your everyday purchases of $250 or more.
Annual Fee
$131.40 per year
Cash Advance Rate
29.99% p.a.
Purchase Rate
27.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Mastercard
Minimum Repayment
3% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$131.40
per year
Late Payment Fee
$45
per statement
Cash Advance Fee
3.50% or $4
per transaction, whichever is greater
Rates
Purchase Rate
27.99% p.a.
Cash Advance Rate
29.99% p.a.
Balance Transfer
Balance Transfer Fee
3%
per transaction
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Overseas Cash Advance Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
No
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
Objectives and needs
- require a credit card facility that gives them access to interest free payment plans for financing larger purchases.
- require a credit card facility that gives them the ability to make everyday credit card purchases.
- require a credit card facility that also gives them the ability to perform other transactions.
Financial situation
- require a credit card facility with a credit limit of at least $1000.
- can afford the credit card facility and its associated limit having regard to Latitude’s credit assessment.
Visit Latitude Financial Services to view Target Market Determination Effective From: 2024-05-15.
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