Qudos Bank - Lifestyle Credit Card
The Lifestyle Credit Card from Qudos Bank has an introductory purchase interest rate of 4.99% p.a. for the first 5 months, reverting to 12.84% p.a. There is a $0 fee for an additional cardholder.
For new cardholders there is a 4.99% p.a. initial interest rate on balance transfers for 5 months reverting to 12.84% p.a. after the introductory period is up.
A $0 annual charge and a 4.99% p.a. purchase interest rate for 5 months.
Annual Fee
$0 per year
Cash Advance Rate
4.99% for 5 months reverts to 12.84% p.a.
Balance Transfer
4.99% for 5 months reverts to 12.84% p.a.
Purchase Rate
4.99% for 5 months reverts to 12.84% p.a.
Details
Card Type
Visa
Minimum Repayment
2% or $20
per statement, whichever is greater
Minimum Credit Limit
$1,000
Maximum Credit Limit
$20,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$0
per statement
Additional Card Holder Fee
$0
Rates
Purchase Rate
4.99% for 5 months
reverts to 12.84% p.a.
Cash Advance Rate
4.99% for 5 months
reverts to 12.84% p.a.
Balance Transfer
Balance Transfer
4.99% for 5 months
reverts to 12.84% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3.65%
per transaction
Eligibility
Minimum Age
18
years old
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- are seeking a non-cash payment facility, to make purchases and pay bills on credit and to manage their cashflow needs
- are aged 18 years or more and meet the credit assessment criteria for the product
- are not seeking to earn reward points which they can then redeem
- are not seeking insurance and concierge services provided by a rewards card
- are seeking to have available a credit card facility to meet contingencies but want to minimise the costs of such a facility unless and until it is actually used
Lifestyle Credit Card
- are seeking a lower rate of interest so that they have the option to spread repayments over more than one statement cycle
Visit Qudos Bank to view Target Market Determination Effective From: 2023-10-05.
Australia - © 2023 Fair Comparison Pty Ltd
Savrr.com is a trading name of Fair Comparison Pty Ltd. The 'compare' pages of this website are provided by Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to compare a range of credit card, home loan, personal loan, and car loan products. Fair Comparison Pty Ltd may receive a fee if users click through, apply and/or successfully acquire a loan or credit card product from or through a product provider.
Fair Comparison provides information relating to credit products offered by banks and other credit providers. We are not providers of loan, credit, or any other financial products. While we aim to provide information about a variety of products, we do not provide information about all products or product features available to consumers - there may be alternative options available elsewhere. We do not recommend or assist you to apply for specific products. Should you choose to apply for a product which is listed, you will deal directly with the provider of the product or its broker/representative. We aim to provide useful and up to date information, but you should always carefully check product information with the product provider prior to applying for or taking out a credit product. If you are unsure, you should seek clarification from the product provider or independent financial advice.
Global - © 2023 Fair Comparison Ltd
Savrr.com is a trading name of Fair Comparison Ltd. The ‘compare’ pages of this website are provided by Fair Comparison Ltd to compare a range of online trading platforms and products. Fair Comparison Ltd may receive a fee if users click through, apply and/or successfully apply for an online trading account or product.
Fair Comparison provides information relating to online trading platforms. We are not providers of loan, credit, or any other financial products nor are we an investment broker. While we aim to provide information about a variety of platforms or products, we do not provide information about all platforms or products available to consumers - there may be alternative options available elsewhere. We do not recommend or assist you to apply for specific platforms or products. Should you choose to apply for a platform or product which is listed, you will deal directly with the platform or its broker/representative. We aim to provide useful and up-to-date information, but you should always carefully check information with the platform provider prior to opening an account or making a financial decision. If you are unsure, you should seek clarification from the platform or independent financial advice.