Suncorp - Clear Options Platinum Credit Card
Bonus Reward Points
The Suncorp Clear Options Platinum Credit Card has an annual fee in the first year of - after which the annual fee will be $129. There is up to 55 days interest-free on purchases. The purchase rate on this card is 20.74% p.a.
This card has a bonus 140,000 Suncorp Credit Card Rewards Points if $4,500 is spent on eligible transactions in the first 90 days on a new card. Points are earned at a rate of 1.25 points for every dollar spent on eligible transactions.
An annual fee of $129 and a purchase interest rate of 20.74% p.a.
Annual Fee
$129 per year
Purchase Rate
20.74% p.a.
Interest Free Period
up to 55 days
Rewards Rate One
1.25 point(s) per AUD$1 On spent on Eligible Transactions.
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000
Maximum Credit Limit
$100,000
Fees
Annual Fee
$129
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
3.50% or $3.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders
Rates
Purchase Rate
20.74% p.a.
Cash Advance Rate
21.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3.40%
per transaction
Overseas Cash Advance Fee
1.50%
per transaction
Eligibility
Minimum Age
18
years old
Minimum Income
$35,000
per year
Temporary Residents
No
Joint Application
No
Rewards
Program
Suncorp Rewards
Types
Cashback, E-Vouchers
Bonus
140,000 bonus points
Reward Rates
Rewards Rate One
1.25 point(s) per AUD$1
On spent on Eligible Transactions.
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
The target market for the Product is individuals who:
- Are seeking a line of credit facility for everyday spending to earn Reward Points or Qantas Points, and make use of complimentary insurances.
- Are an existing Suncorp Bank customer or are seeking to be a Suncorp Bank customer.
- Meet eligibility criteria and serviceability requirements for the product.
- Are unlikely to hold substantial balances for prolonged periods except to take advantage of reduced interest rates and/or instalment repayments on a Fixed Payment Option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies).
Visit Suncorp to view Target Market Determination Effective From: 2024-08-01.
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