Illawara Credit Union - Unsecured Fixed Personal Loan
Unsecured | Fixed
Illawara Credit Union offers the Unsecured Fixed Personal Loan which has a borrowing range of between $2,000 and $50,000. It has an advertised interest rate from 9.75% p.a. and a comparison interest rate from 10.04% p.a.. The Unsecured Fixed Personal Loan also has a Fixed rate, Unsecured loan and a repayment term between 1 and 5 years. This product has a loan service charge of $0 per month.
More details about the Illawara Credit Union Unsecured Fixed Personal Loan can be found below or visit Illawara Credit Union to learn more or apply.
An advertised rate of 9.75% p.a. and comparison rate of 10.04% p.a.. The loan type will be Unsecured.
Advertised Rate
9.75% p.a. Fixed
Comparison Rate
10.04% p.a.
Loan Term
1 to 5 years
Borrowing Range
$2,000 to $50,000
Interest
Rate Type
Fixed
Advertised Rate
9.75% p.a.
Fixed
Comparison Rate
10.04% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Unsecured
Loan Terms
Loan Term
1 to 5
years
Borrowing Range
$2,000 to $50,000
Repayment
Monthly, Weekly, Fortnightly
Features
Extra Repayments Allowed
Yes
Redraw Available
Yes
Fees
Establishment Fee
$200
one off
Loan Service Fee
$0
per month
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- Are seeking a loan for any worthwhile purpose including to make a purchase or to consolidate an existing debt
- Are aged 18 years or more and meet the credit assessment criteria for a product
- Is an Australian citizen, permanent resident, or have a valid visa
- Need the certainty of a fixed interest rate and fixed repayments for the term of the loan
- Need the flexibility to make additional repayments and a contractual right to redraw advance repayments as required
- Are unable or unwilling to offer security for the loan even though that means a higher interest rate will apply
Visit Illawara Credit Union to view Target Market Determination Effective From: 2024-09-30.
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