RACV - Personal Loan
Secured | Fixed
The RACV Personal Loan has an advertised interest rate from 10.69% p.a. with a loan type of Secured. The comparison rates start from 11.42% p.a. and the borrowing range will be from $5,000, with a loan repayment term of between 12 and 84 months. The RACV Personal Loan will be a Fixed rate loan.
More details about the RACV Personal Loan can be found below or visit RACV to learn more or apply.
A comparison rate of 11.42% p.a. and a loan type of Secured. There will also be an advertised rate of 10.69% p.a.
Advertised Rate
10.69% p.a. Fixed
Comparison Rate
11.42% p.a.
Loan Term
12 to 84 months
Borrowing Range
$5,000
Interest
Rate Type
Fixed
Advertised Rate
10.69% p.a.
Fixed
Comparison Rate
11.42% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Secured
Secured By
Residential property on vacant land located in Victoria, vehicle and other lifestyle assets.
Loan Terms
Loan Term
12 to 84
months
Borrowing Range
$5,000
Repayment
Monthly, Fortnightly
Fees
Loan Service Fee
$0
per month
Who is the product designed for?
This product is suitable for customers who:
- Is a natural person, over the age of 18 years, with permanent Australian residency or right to work in Australia
- Has regular income paid in Australia
- Employed on a regular basis in Australia
- Has sufficient funds to meet general day to day living expenses and financial commitments of the loan. NOTE: If the loan has a balloon payment structure there will be additional requirements to meet
- Has a history of savings and/or making repayments on time
- Can meet RACV Finance’s ‘know your customer’ and other anti-money laundering and counter terrorism financing (AML/CTF) requirements
- Can provide an acceptable asset as security for the customer’s obligations under the credit contract
Visit RACV to view Target Market Determination Effective From: 2024-10-14.
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