Qantas Money - Fixed Home Loan
Fixed | Fixed for 1 year | Owner Occupied | Interest Only | LVR up to 90% (with LMI) | Borrowing more than $300,000
The Qantas Money Fixed Home Loan offers an advertised interest rate of 6.64% p.a. and a comparison interest rate of 6.25% p.a.. The Qantas Money Fixed Home Loan is suitable for Owner Occupiers with Fixed terms.
More Qantas Money Fixed Home Loan details can be found below or visit Qantas Money to learn more or apply.
A Fixed rate loan for Owner Occupiers repaying the Interest Only with an advertised interest rate of 6.64% p.a. and a comparison interest rate of 6.25% p.a.
Advertised Rate
6.64% p.a. Fixed - 1 years
Comparison Rate
6.25% p.a. Fixed - 1 years
Application Fee
$495 one off
Loan To Value
90%
Interest
Rate Type
Fixed
Fixed Period
1
years
Advertised Rate
6.64% p.a.
Fixed - 1 years
Comparison Rate
6.25% p.a.
Fixed - 1 years
Calculation Frequency
Daily
Application Frequency
Monthly
Terms
Suitability
Owner Occupiers
Borrowing
$300,000
Term
10 to 30
years
Loan To Value
90%
Repayment
Type
Interest Only
Frequency
Monthly
Extra Repayments
Yes
Fees
Application Fee
$495
one off
Settlement Fee
$345.40
Ongoing Fee
$0
per month
Discharge Fee
$325
per event
Late Payment Fee
$35
per event
Redraw Fee - Staff Assist
$50
per event
Features
Redraw
Yes
Loan Offset
Yes
Who is the product designed for?
The retail clients for whom this product has been designed
are individuals who:
- want a term loan to finance or refinance the acquisition of residential property for the purpose of it being their principal place of residence
- want to pay only interest for a specified period at the start of their loan (up to 5 years) after which they want to pay principal and interest for the remaining term (maximum total term is 30 years)
- want certainty of a fixed interest rate and fixed repayments for a fixed rate period, with limited ability to make additional repayments without incurring an extra charge
- may want access to other features and benefits (such as linked offset account)
- can afford the loan
- can provide the residential property as security for the loan
- have been validated as holding Qantas Frequent Flyer membership at the time of their application
Visit Qantas Money to view Target Market Determination Effective From: 2023-11-14.
Australia - © 2023 Fair Comparison Pty Ltd
Savrr.com is a trading name of Fair Comparison Pty Ltd. The 'compare' pages of this website are provided by Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to compare a range of credit card, home loan, personal loan, and car loan products. Fair Comparison Pty Ltd may receive a fee if users click through, apply and/or successfully acquire a loan or credit card product from or through a product provider.
Fair Comparison provides information relating to credit products offered by banks and other credit providers. We are not providers of loan, credit, or any other financial products. While we aim to provide information about a variety of products, we do not provide information about all products or product features available to consumers - there may be alternative options available elsewhere. We do not recommend or assist you to apply for specific products. Should you choose to apply for a product which is listed, you will deal directly with the provider of the product or its broker/representative. We aim to provide useful and up to date information, but you should always carefully check product information with the product provider prior to applying for or taking out a credit product. If you are unsure, you should seek clarification from the product provider or independent financial advice.
Global - © 2023 Fair Comparison Ltd
Savrr.com is a trading name of Fair Comparison Ltd. The ‘compare’ pages of this website are provided by Fair Comparison Ltd to compare a range of online trading platforms and products. Fair Comparison Ltd may receive a fee if users click through, apply and/or successfully apply for an online trading account or product.
Fair Comparison provides information relating to online trading platforms. We are not providers of loan, credit, or any other financial products nor are we an investment broker. While we aim to provide information about a variety of platforms or products, we do not provide information about all platforms or products available to consumers - there may be alternative options available elsewhere. We do not recommend or assist you to apply for specific platforms or products. Should you choose to apply for a platform or product which is listed, you will deal directly with the platform or its broker/representative. We aim to provide useful and up-to-date information, but you should always carefully check information with the platform provider prior to opening an account or making a financial decision. If you are unsure, you should seek clarification from the platform or independent financial advice.