Home Loans Articles
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Learn MoreHow to refinance a home loan in Australia
Creating more wiggle room in the household budget is one reason some borrows might consider refinancing a mortgage. Here’s some key things to consider before you do.
Fixed rate home loan vs variable rate home loan
Variable rates can change with the market, and a fixed interest rate can provide repayment certainty. But did you know you could have a mix of both fixed and variable interest rates on your home loan?
How do you borrow against home equity for a home loan?
If you’re already a homeowner, there could be another way you can access funds you might not have considered.
Do you qualify for a lenders mortgage insurance waiver for professionals?
Did you know your job could save you thousands on your home loan via an LMI waiver? But who’s eligible?
Ultimate guide to negative gearing in Australia
Negative gearing can help form part of an investment strategy. This handy guide explains what negative gearing is, and when it may be helpful.
Why do interest rates rise with inflation?
You probably know that when inflation increases, interest rates often rise soon after. But how does it work and what does that mean for you? Let’s take a look.
Why are bank interest rates different to the RBA cash rate?
When the Reserve Bank sets the official cash rate, some banks pass on the full rate change, while others don’t. Why not? We explain.
What is home loan pre-approval?
It’s not compulsory, but getting pre-approval on a home loan could potentially speed up the home buying process.
First home buyer mortgage guide: 7 top FAQs answered
If you’ve saved up your deposit and are ready to start house hunting for your first home, it’s time to get across home loans and what government support might be available.
Guide to buying a home off the plan in Australia
Buying something before you’ve seen it in person can be a risky move, but there are steps you can take to help protect yourself.
Top tips for how to save during high inflation
Gain control of your finances and save money where you can; it’s easier than you might think to find everyday ways to save.
Calculating your home loan repayments
The rule of 30 per cent is one way you can help figure out how much you should be paying for your home loan.
Better understand your home loan features
A mortgage offset account might be one feature you consider important to have available on your home loan when you start comparing options.
What is a mortgage broker and what do they do?
A mortgage broker can help you understand your borrowing power or what type of home loan might suit you, which can be particularly helpful if you’re a first time buyer.
How much can you save by refinancing your home loan?
Is refinancing the ‘most underused side hustle in Australia’? Find out how it could help you.
What is a guarantor home loan?
Getting your parents to go guarantor on your home loan might get you into the property market sooner, but be wary of the strain it might cause on the relationship.
A guide to how a conveyancing service can help
Preparing some room in your home buying budget for the services of a professional conveyancer might be worth considering.
How a property building report could save you thousands
Don’t be caught out by a sneaky water leak or termite damage when buying your dream house — that’s where a property report could prove essential.
What is an offset account and how do I use it?
A home loan offset account might allow you to have your salary paid directly into one of your home loan accounts, which may help to reduce the total interest you pay.
Lenders Mortgage Insurance (LMI) explained
Lenders mortgage insurance is a cost which you may need to factor into your house buying budget, depending on your circumstances.
A guide to understanding Loan Amortization
This guide aims to demystify loan amortization, providing a clear understanding of how payments are allocated between principal and interest.
Loan Eligibility: Factors Determining Your Home Loan Eligibility
This guide provides an overview of the factors determining your home loan eligibility in the Australian market.
Choosing the Right Lender: Selecting a Reputable Mortgage Provider
Finding the right lender can be tricky. Read this guide for information on navigating the process of choosing the right lender for your home loan needs in the Australian market
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