Qantas Money - Fixed Home Loan
Fixed | Fixed for 5 years | Owner Occupied | Interest Only | LVR up to 90% (with LMI) | Borrowing more than $300,000
The Qantas Money Fixed Home Loan offers an advertised interest rate of 6.64% p.a. and a comparison interest rate of 6.41% p.a.. The Qantas Money Fixed Home Loan is suitable for Owner Occupiers with Fixed terms.
More Qantas Money Fixed Home Loan details can be found below or visit Qantas Money to learn more or apply.
A Fixed rate loan for Owner Occupiers repaying the Interest Only with an advertised interest rate of 6.64% p.a. and a comparison interest rate of 6.41% p.a.
Advertised Rate
6.64% p.a. Fixed - 5 years
Comparison Rate
6.41% p.a. Fixed - 5 years
Application Fee
$495 one off
Loan To Value
90%
Interest
Rate Type
Fixed
Fixed Period
5
years
Advertised Rate
6.64% p.a.
Fixed - 5 years
Comparison Rate
6.41% p.a.
Fixed - 5 years
Calculation Frequency
Daily
Application Frequency
Monthly
Terms
Suitability
Owner Occupiers
Borrowing
$300,000
Term
10 to 30
years
Loan To Value
90%
Repayment
Type
Interest Only
Frequency
Monthly
Extra Repayments
Yes
Fees
Application Fee
$495
one off
Settlement Fee
$345.40
Ongoing Fee
$0
per month
Discharge Fee
$325
per event
Late Payment Fee
$35
per event
Redraw Fee - Staff Assist
$50
per event
Features
Redraw
Yes
Loan Offset
Yes
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- want a term loan to finance or refinance the acquisition of residential property for the purpose of it being their principal place of residence
- want to pay only interest for a specified period at the start of their loan (up to 5 years) after which they want to pay principal and interest for the remaining term (maximum total term is 30 years)
- want certainty of a fixed interest rate and fixed repayments for a fixed rate period, with limited ability to make additional repayments without incurring an extra charge
- may want access to other features and benefits (such as linked offset account)
- can afford the loan
- can provide the residential property as security for the loan
- have been validated as holding Qantas Frequent Flyer membership at the time of their application
Visit Qantas Money to view Target Market Determination Effective From: 2023-11-14.
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