Adelaide Bank - SmartSaver
Variable | Owner Occupied | Principal & Interest | LVR up to 90% | Borrowing more than $10,000
The Adelaide Bank SmartSaver offers an advertised interest rate of 6.54% p.a. and a comparison interest rate of 6.54% p.a.. The Adelaide Bank SmartSaver is suitable for Owner Occupiers with Variable terms.
More Adelaide Bank SmartSaver details can be found below or visit Adelaide Bank to learn more or apply.
A Variable rate loan for Owner Occupiers repaying the Principal & Interest with an advertised interest rate of 6.54% p.a. and a comparison interest rate of 6.54% p.a.
Advertised Rate
6.54% p.a. Variable
Comparison Rate
6.54% p.a. Variable
Application Fee
$299 one off
Loan To Value
90%
Interest
Rate Type
Variable
Advertised Rate
6.54% p.a.
Variable
Comparison Rate
6.54% p.a.
Variable
Calculation Frequency
Daily
Application Frequency
Monthly
Terms
Suitability
Owner Occupiers
Borrowing
$10,000
Term
30
years
Loan To Value
90%
Repayment
Type
Principal & Interest
Frequency
Monthly, Weekly, Fortnightly
Extra Repayments
Yes
Fees
Application Fee
$299
one off
Settlement Fee
$199
per event
Ongoing Fee
$0
per month
Discharge Fee
$325
per event
Late Payment Fee
$35
per event
Redraw Fee - Staff Assist
$50
per event
Features
Redraw
Yes
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- Want a term loan to finance or refinance the acquisition of residential property for the purpose of it being their principal place of residence.
- Want to make principal and interest payments over the term of the loan.
- Want flexibility to make additional repayments and have access to those early repayments.
- May want access to other features and benefits (such as linked offset account).
- Can afford the loan.
- Can provide the residential property as security for the loan.
Visit Adelaide Bank to view Target Market Determination Effective From: 2024-07-01.
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