Bank of us - FlexiDiscount Fixed Rate Home Loan
Fixed | Fixed for 1 year | Owner Occupied | Principal & Interest | LVR up to 80% | Borrowing between $20,000 and $2,500,000
The Bank of us FlexiDiscount Fixed Rate Home Loan offers an advertised interest rate of 6.49% p.a. and a comparison interest rate of 6.21% p.a.. The Bank of us FlexiDiscount Fixed Rate Home Loan is suitable for Owner Occupiers with Fixed terms.
More Bank of us FlexiDiscount Fixed Rate Home Loan details can be found below or visit Bank of us to learn more or apply.
A Fixed rate loan for Owner Occupiers repaying the Principal & Interest with an advertised interest rate of 6.49% p.a. and a comparison interest rate of 6.21% p.a.
Advertised Rate
6.49% p.a. Fixed - 1 years
Comparison Rate
6.21% p.a. Fixed - 1 years
Application Fee
$0 one off
Loan To Value
80%
Interest
Rate Type
Fixed
Fixed Period
1
years
Advertised Rate
6.49% p.a.
Fixed - 1 years
Comparison Rate
6.21% p.a.
Fixed - 1 years
Calculation Frequency
Daily
Application Frequency
Monthly
Terms
Suitability
Owner Occupiers
Borrowing
$20,000 to $2.5m
Term
1 to 30
years
Loan To Value
80%
Repayment
Type
Principal & Interest
Frequency
Monthly, Weekly, Fortnightly
Extra Repayments
Yes
Fees
Application Fee
$0
one off
Ongoing Fee
$0
per month
Features
Redraw
No
Loan Offset
No
Construction Loan
Yes
Rate Lock
Yes
Loan Top Up
Yes
Who is the product designed for?
This product is suitable for retail consumers who:
- Are aged 18 years or more
- Are seeking a loan to:
- purchase a home to live in (owner occupier)
- finance the construction of a new home to live in
- re-finance an existing home loan
- renovate their existing home
- Are seeking a loan to top-up an existing loan
- Need the certainty of a fixed interest rate and fixed repayments for a particular term of the loan (1 – 5 years), or want to take advantage of a low rate introductory or special offer fixed period
- Need to make regular repayments of interest and principal over the term of the loan
- Maybe in need of an interest only period within the loan, i.e. to complete the construction of a home before commencing principal and interest repayments
- Need a redraw facility to redraw advance repayments once the initial fixed rate period has lapsed
- Do not require a loan interest offset facility
- Are willing and able to offer a first registered mortgage over real property (or other acceptable security) as security for the loan
- Do not want to pay an ongoing fee
- Can meet the credit assessment criteria for the product
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