loans.com.au - Fixed Rate Home Loan
Fixed | Fixed for 5 years | Owner Occupied | Principal & Interest | LVR up to 90% | Borrowing between $50,000 and $1,000,000
The loans.com.au Fixed Rate Home Loan offers an advertised interest rate of 6.04% p.a. and a comparison interest rate of 6.20% p.a.. The loans.com.au Fixed Rate Home Loan is suitable for Owner Occupiers with Fixed terms.
More loans.com.au Fixed Rate Home Loan details can be found below or visit loans.com.au to learn more or apply.
A Fixed rate loan for Owner Occupiers repaying the Principal & Interest with an advertised interest rate of 6.04% p.a. and a comparison interest rate of 6.20% p.a.
Advertised Rate
6.04% p.a. Fixed - 5 years
Comparison Rate
6.20% p.a. Fixed - 5 years
Application Fee
$0 one off
Loan To Value
90%
Interest
Rate Type
Fixed
Fixed Period
5
years
Advertised Rate
6.04% p.a.
Fixed - 5 years
Comparison Rate
6.20% p.a.
Fixed - 5 years
Calculation Frequency
Daily
Application Frequency
Monthly
Terms
Suitability
Owner Occupiers
Borrowing
$50,000 to $1,000,000
Term
15 to 30
years
Loan To Value
90%
Repayment
Type
Principal & Interest
Frequency
Monthly, Weekly, Fortnightly
Extra Repayments
Yes
Fees
Application Fee
$0
one off
Valuation Fee
$230
per event
Settlement Fee
$300
per event
Ongoing Fee
$0
per month
Discharge Fee
$300
per event
Rate Lock Fee
$350
per event
Features
Loan Split
Yes
Rate Lock
Yes
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who:
- Consumers who have a
- 20% deposit or sufficient equity to require a loan of under 80% LVR (for up to 80% LVR limit)
- 10% deposit or sufficient equity to require a loan of under 90% LVR (for up to 90% LVR limit)
- Consumers who have an owner-occupied or investment property as security
- Consumers who want the certainty of a fixed interest rate for one to five years
- Consumers who want to save money with a low rate and no ongoing fees
- Consumers who want the option of interest-only repayments
- Consumers who require the flexibility of the ability to make additional repayments and the ability to split loans
Visit loans.com.au to view Target Market Determination Effective From: 2024-05-24.
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